How Is Interlink Funding Different?
Growing a business from nothing to success is one of the most difficult things that a person can do. Success requires nothing less than full commitment, and even then, it is not guaranteed. The team at Interlink Funding has been there and understands where you came from and what you are dealing with.
In addition to time and unwavering dedication, growth requires money. That is where Interlink Funding comes in.
We are a business lender built by entrepreneurs for entrepreneurs. We understand what it takes to grow your business. For that reason, we try to make it as fast and easy as possible for you to get the capital you need to get your business to the next level. To start with, we offer several different business loan products for your business, each of which addresses a specific financial need. Interlink Funding 's offerings for businesses include:
Funding amounts range from $15,000 to $2,000,000.
To determine the best product for your business needs, Interlink Funding Business Specialists are standing by to help.
Interlink Funding Business Specialists understand small business, finance, and how each one of our business loan products can be applied to your unique business and situation. Many of them are former entrepreneurs themselves or were key-persons within an entrepreneurial company. As a result, they understand small business financing and excellent service.
Our Company Mission
We provide working capital for start-up businesses that are at least 6 months old. Our start-up business working capital loans are revenue based, meaning the business does need to be making money to be approved. Some of our programs are based on your merchant account sales, but NOT all of them. We also help starts-ups with factoring and purchase order financing. No time in business required for these programs. We have many different types of working capital loans and can help your business obtain the working capital it needs! Every client is a valued business partner that we take the time to understand their business funding needs and their business goals.
We work with over 33 different industries
Golf Course Financing
Took 7 days to include weekends
Low Credit Scores
1.389 Factor Rate
Golf Course Financing
Took 7 days to fund my loan
560 Credit Scores
1.389 Factor Rate
Computer Store Financing
$299.00 a day, 5 days a week
It took 9 days start to finish
This is a home based business
Bowling Alley Financing
Was in probate
Trustee allowed family to buy it
Advanced $45,000 /back taxes
Start to finish 3days
Liquor Store Financing
1.298 Factor Rate
Used money to buy out partner
Indian Food restaurant
8 days start to finish
1.42 Factor Rate, Bad Credit
Furniture Store Financing
10 Days start to finish
Had not done taxes
Turned Down by bank
Hotel & Motel Financing
Received my funding to upgrade my motell
Great Credit Bank Turned down (NSFs)
Pizza Parlor Financing
Husband buys out ex-wife
Start to finish 15 days, 18 month term
1.29 Factor Rate
$490,000 (6 days)
Mom & Pop To The Rescue!
Travel Agency Financing
9 Merchant Cash Advances
Start to finish 3 days
1.39 Factor Rate
Tax Liens and Judgements
Caregiver Facility Financing
11 days start to finish
1.29 Facto Rate
18 month terms
Quick Access To Capital From Interlink Funding
When your business needs capital, you need it now, not in two weeks, four weeks, or two months. Your company also requires most, if not all, of your waking hours. For that reason, we have made the application process quick and easy, often only requiring only a few hours online, if not less, to complete.
A quick application process is just one step in getting the capital you need, fast. The other steps are underwriting and funding.
Once a complete application is received, the review process begins. We run your application through several algorithms, pulling data from many different sources online and, assign your application a score. Members of our underwriting team then review your application package in addition to the score assigned by our software. They then define your terms and prepare the offer letter. The entire application review, decision, and offer letter often take less than 24 hours. More complicated applications may require up to 48 hours to render a decision.
Once you have agreed to the terms of the offer and sign the necessary paperwork, often electronically, we move to the final step of the process, funding. This process normally takes 24 hours once the loan paperwork is complete with funding directly into your bank account. From there, you have the capital needed to grow your business to the next level.
One page application
3 months bank statements needed
In business for at least 3 months
Minimum gross sales of $15,000 per month or $120,000 annual
Business Funding For Your Growing Business
Weighing Out the Pros and Cons
Your business’s working capital is equivalent to the amount of cash you can access quickly, otherwise known as cash liquidity. Working capital is required by every business to pay its various operating expenses. Such business expenses would include but not be limited to taxes, payroll, workman's comp, vendors and other overhead for its day-to-day operations. An insufficient amount of working capital can easily result in slowed growth and in some cases even the failure of an otherwise sound business.
In accounting terms, working capital is the difference between your business’s current assets and its current liabilities. In everyday terminology, working capital is what your customers owe you plus any inventory and cash that you have, minus what you owe your suppliers, employees etc. If current assets are less than current liabilities, your business is running a working capital deficit and will have trouble funding day-to-day expenditures. A business can be very profitable but still be short on working capital due to their customers slow invoice payments, or one of their accounts declaring bankruptcy. A working capital loan can be a life-saver in those instances.
Working Capital Sources
Growing businesses need continuing access to working capital financing to fund further growth and maintain solvency. This can become a stumbling block for most business owners at some point in their growth though because of tight bank restrictions on traditional small business loans. Business capital loans are essential to a thriving business. But fortunately business owners have several other options to obtain working capital financing. Some examples would be factoring, installment credit for purchases, invoice discounting, merchant cash advance, business line of credit etc. You'd probably be surprised to know the most commonly used source business funding.
Funding within 5 to 7 days and they do quite`well financially!!
11331 E. 183rd Street. #149
Cerritos, CA 90703